When you have credit card, you think you have a lot of money to spend...
When you spend money using credit card, unconsciously you spend more than what you can afford to...
In the end, your credit card is racked up each month because of overspending...
Oops...now you have credit card debt...
You ended paying high interest if you didn't pay it off...
And you will have a bad credit if you didn't pay the minimum amount...
Bad idea to have a credit card if you don't know how to control your spending...
Lesson 28 = Need I to say more, it is better not to get a credit card, then you won't overspend!
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